Course Number and Title: SSC 130 Where’s My Money?
This course, an overview and application of money management, introduces concepts of financial goals within earning, budgeting, spending, and resources in banking to provide a solid foundation for financial success. Students develop a financial plan to promote a healthy standard of living.
- Develop future financial goals to improve standard of living. (CCC 1, 2, 5)
- Identify financial spending and sources of income. (CCC 1, 2, 6)
- Develop a personal budget to monitor and control spending. (CCC 1, 2, 5, 6)
- Examine the various banking procedures and resources. (CCC 1, 5)
See Core Curriculum Competencies and Program Graduate Competencies at the end of the syllabus. CCPOs are linked to every competency they develop.
Upon completion of this course, the student will:
- Develop future financial goals to improve standard of living.
- Develop financial goals and individual value of money.
- Identify individual short-term and long-term financial goals.
- Identify time-based strategies for individual financial goals.
- Describe the importance of saving for the unexpected and controlling debt.
- Apply time-value of money concepts to put monetary values on financial goals.
- Identify financial spending and sources of income.
- Identify personal expenses using source documents.
- Discuss the difference between fixed and variable expenses.
- Explain the difference between gross and net pay and other sources of income.
- Categorize expenses to identify trends in spending habits.
- Identify ways to reduce expenditures.
- Develop a personal budget to monitor and control spending.
- Develop a financial worksheet to illustrate timing of income versus expenses.
- Discuss how the budgeting process is incorporated within identified financial goals.
- Develop a system to maintain and track financial records.
- Examine the various banking procedures and resources.
- Describe the various types of financial institutions.
- Explain reasons to use financial institutions.
- Explain the use of bank checking and saving accounts.
- Identify credit and debit card banking options.
- Discuss electronic alternatives and sources of fees incurred.
Students must demonstrate proficiency on all CCPOs at a minimal 75 percent level to successfully complete the course. The grade will be determined using the Delaware Tech grading system:
Students should refer to the Student Handbook for information on the Academic Standing Policy, the Academic Integrity Policy, Student Rights and Responsibilities, and other policies relevant to their academic progress.
Calculated using the following weighted average
Percentage of final grade
2 Exams (Equally weighted) (Summative Assessments)
Formative (Discussion boards, participation, misc. assignments)
Final Project (Summative Assessment)
- Apply clear and effective communication skills.
- Use critical thinking to solve problems.
- Collaborate to achieve a common goal.
- Demonstrate professional and ethical conduct.
- Use information literacy for effective vocational and/or academic research.
- Apply quantitative reasoning and/or scientific inquiry to solve practical problems.
The College is committed to providing reasonable accommodations for students with disabilities. Students are encouraged to schedule an appointment with the campus Disabilities Support Counselor to request an accommodation needed due to a disability. A listing of campus Disabilities Support Counselors and contact information can be found at the disabilities services web page or visit the campus Advising Center.